Terms of service

 1. TERMS & CONDITIONS

Legacy Global Advisers (Pty) Ltd
Website Terms & Conditions

1. Introduction

Welcome to the website of Legacy Global Advisers (Pty) Ltd (“Legacy Global Advisers”, “we”, “our”, or “us”).

By accessing or using this website, purchasing digital products, subscribing to publications, or engaging with our services, you agree to be bound by these Terms & Conditions.

If you do not agree to these Terms, you must discontinue use of the website.

2. Company Information

Legacy Global Advisers (Pty) Ltd is a company incorporated in the Republic of South Africa.

3. Website Use

You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of others or restrict their use of the website.

You may not:

 Attempt to gain unauthorised access to the website or systems
 Copy, reproduce, or commercially exploit website content without written permission
 Upload malicious code or interfere with website functionality

4. Intellectual Property

All content on this website, including but not limited to:

 written content,
 reports,
 digital publications,
 branding,
 graphics,
 frameworks,
 videos,
 downloads,
 and strategic material,

remains the intellectual property of Legacy Global Advisers unless otherwise stated.

No content may be reproduced, distributed, or resold without prior written consent.

5. Digital Products & Subscriptions

Digital products purchased through this website are licensed for personal or internal business use only.

Users may not:

 redistribute,
 reproduce,
 resell,
 share login access,
 or commercially exploit purchased content.

Subscription services may renew automatically unless cancelled prior to the next billing cycle.

6. Payments

Payments are processed through third-party payment providers.

We reserve the right to:

 refuse transactions,
 cancel orders,
 or suspend access where fraud, misuse, or payment irregularities are suspected.

All prices displayed are subject to change without notice.

7. International Access

This website is operated from South Africa.

International users access and use the website voluntarily and are responsible for compliance with laws applicable within their own jurisdictions.

8. Limitation of Liability

To the maximum extent permitted by law:

 Legacy Global Advisers shall not be liable for indirect, incidental, or consequential damages arising from website use, digital product usage, or reliance on content.
 Website content is provided “as is” without warranties of any kind.

9. Third-Party Links

The website may contain links to third-party websites.

We are not responsible for:

 external content,
 third-party policies,
 or third-party business practices.

10. Governing Law

These Terms & Conditions are governed by the laws of the Republic of South Africa.

Any disputes arising from website use shall be subject to the jurisdiction of the South African courts.

 11. Amendments

We reserve the right to amend these Terms at any time without prior notice.

Continued use of the website constitutes acceptance of updated Terms.

2. PRIVACY POLICY

Privacy Policy

1. Introduction

Legacy Global Advisers respects your privacy and is committed to protecting your personal information in accordance with applicable South African privacy laws, including the Protection of Personal Information Act (“POPIA”).

2. Information We Collect

We may collect:

 Name and surname
 Email address
 Contact details
 Billing information
 Purchase history
 Website usage data
 Marketing preferences

3. How We Use Information

Your information may be used to:

 process purchases,
 deliver digital products,
 manage subscriptions,
 communicate updates,
 improve website performance,
 and provide marketing communications.

4. Marketing Communications

You may unsubscribe from marketing communications at any time via the unsubscribe link included in emails.

5. Third-Party Service Providers

We may use trusted third-party providers including:

 Shopify
 Klaviyo
 Payment gateways
 Analytics providers

These providers may process data on our behalf.

6. Data Security

Reasonable technical and organisational measures are implemented to protect personal information.

7. International Users

By using this website, international users acknowledge that their information may be processed in South Africa or through international service providers.

8. Your Rights

You may request:

 access to personal information,
 correction of inaccurate data,
 deletion where legally permissible,
 or withdrawal of consent.

 9. Contact

Privacy-related requests may be directed to: info@legacyglobaladvisors.com

3. COOKIE POLICY

Cookie Policy

1. What Are Cookies?

Cookies are small text files stored on your device when visiting websites.

2. How We Use Cookies

We use cookies to:

 improve website performance,
 analyse traffic,
 personalise user experience,
 and support marketing functionality.

3. Third-Party Cookies

Third-party services such as Shopify, Google, Meta, and Klaviyo may place cookies on your device.

4. Managing Cookies

Users may disable cookies through their browser settings.

Disabling cookies may affect website functionality.

 
 
4. REFUND & RETURNS POLICY

Refund & Returns Policy

Digital Products

Due to the nature of digital products, all sales are final once access or download has been provided.

No refunds will be issued for:

 downloadable products,
 digital publications,
 reports,
 subscriptions already accessed,
 or digital content already delivered.

Subscription Services

Users may cancel subscriptions at any time before the next billing cycle.

Cancellation prevents future billing but does not refund previous subscription periods already billed.

Payment Errors

Where duplicate billing or processing errors occur, reasonable efforts will be made to resolve the issue promptly.

5. SUBSCRIPTION TERMS

(For The Legacy Brief)

 Subscription Terms

1. Subscription Access

Subscribers receive access to digital content, publications, reports, or updates associated with The Legacy Brief.

2. Billing

Subscriptions may be billed:

 monthly,
 quarterly,
 or annually,

depending on the selected plan.

3. Automatic Renewal

Subscriptions renew automatically unless cancelled before the renewal date.

4. Cancellation

Subscribers may cancel future renewals at any time.

No partial refunds are provided for unused subscription periods.

5. Intellectual Property

Subscription content remains the intellectual property of Legacy Global Advisers.

Subscribers may not:

 redistribute,
 republish,
 share,
 or commercially exploit subscription content.

6. Service Changes

We reserve the right to:

 modify content,
 change publication frequency,
 or discontinue services where necessary.

 
6. DISCLAIMER

Disclaimer

The content published on this website, including reports, articles, newsletters, digital products, commentary, and strategic insights, is provided for informational and educational purposes only.

Nothing contained on this website constitutes:

 legal advice,
 tax advice,
 investment advice,
 financial advice,
 fiduciary advice,
 or professional advisory services.

Users should obtain independent professional advice before making financial, legal, tax, business, or investment decisions.

Accessing this website or purchasing products does not create an advisor-client relationship between the user and Legacy Global Advisers.

While reasonable efforts are made to ensure accuracy, Legacy Global Advisers makes no representations or warranties regarding:

 completeness,
 accuracy,
 reliability,
 or suitability of content.

Any reliance placed on website content is strictly at the user’s own risk.

International users are responsible for ensuring compliance with laws applicable within their own jurisdictions.

All intellectual property remains the property of Legacy Global Advisers unless otherwise stated.